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USING BARGAIN BANDIT

Terms and Conditions

Effective November 14, 2026

These terms explain how your account, valuations, credits and subscriptions work. Signing up does not start a paid subscription.

1. About us and these terms

Your service provider is Bargain Bandit, 9 River Walk, Braddan, Isle of Man, IM4 4TJ. We provide online tools to help you research finds and estimate US resale values.

For questions, complaints, cancellation or refund requests, email nathan@bargainbandit.co.uk or use our contact page. Include your account email and relevant order details, but never send passwords or full card details.

2. Your account

Give accurate account information, keep your sign-in details secure and tell us if you believe someone has accessed your account without permission. Do not create multiple accounts to repeatedly claim welcome credits, manipulate referrals or bypass usage limits.

Only upload content you are entitled to use. Do not use the service unlawfully, interfere with its security or submit content that infringes someone else’s rights.

3. Valuations are estimates

Our tools use AI and available research. Results can be incomplete or incorrect. A valuation is an indicative estimate, not a guaranteed selling price, authentication certificate, professional appraisal or offer to buy your item.

Condition, authenticity, location, fees and market demand affect actual prices. Check important facts and seek an appropriate specialist opinion before making a significant purchase, sale, insurance or other decision. Review generated descriptions before publishing them.

Third-party listings, shops and event information can change. Check dates, opening times, prices and seller terms with the relevant provider. Transactions with third parties are governed by their terms.

4. Welcome credits and paid plans

New accounts receive 5 welcome credits once, with no card required. This is a trial, not a recurring free plan. Quick and Rapid Scan cost 1 credit each, Detailed Scan 5 and Art Scan 20. The app shows the applicable credit cost before you submit a scan.

A subscription starts only when you complete a separate paid checkout. It renews monthly until cancelled. Credits are added after successful payment. The checkout shows the currency, amount, applicable tax and recurring payment terms before you pay.

Only active subscribers can buy the optional one-off top-ups shown in the app. A top-up does not change your subscription or renewal date. Payments are processed through Stripe; available wallet methods depend on your device.

5. Keeping and using credits

Unused paid credits roll over and remain available after subscription cancellation. Cancelling does not forfeit them. Credits are for using this service, are not cash and cannot be transferred or exchanged for money, except where a refund is required by law or agreed with us.

Failed valuations are credited back under the app’s refund process. Quick and Detailed scans without a supported price are refunded in credits. Art Scan pays for completed research and an appraisal: a completed appraisal can be charged even if no reliable price is established; failed or unidentified Art Scans are refunded. Contact us if you believe a scan was charged incorrectly. Credits associated with a refunded or reversed payment may be removed; the same purchase cannot provide both a refund and retained purchased credits.

6. Cancelling renewals

Go to My credits → Manage subscription to cancel future renewals through Stripe, or contact us for help. Cancellation takes effect at the end of the current billing period. Your plan remains active until then and your unused paid credits stay available afterwards.

Cancelling a renewal does not by itself request a refund for an earlier payment. Your separate statutory cancellation and refund rights below remain unaffected.

7. Consumer cancellation and refunds

We are based in the Isle of Man. Your cancellation and refund rights depend on the consumer law applicable to your purchase, including any mandatory protections in your country of residence. Where UK consumer cancellation law applies, it normally provides a 14-day cancellation period for online service or digital-content contracts, subject to the applicable rules. Contact us within the relevant period to exercise your rights. Agreeing to these terms does not waive those rights, and we do not treat use of the app alone as a waiver.

For a cancellation request, you can email: “I give notice that I cancel my Bargain Bandit purchase”, followed by your name, account email, order date or reference, and the date of your request. You do not have to use this wording or give a reason.

Any deduction for service already supplied must be permitted by law, including any required express request to start the service. Where a refund is due, we will process it using the original payment method unless you agree otherwise, within the applicable legal deadline.

You retain your rights if digital content or services are faulty, misdescribed or not supplied with reasonable care and skill. Nothing in these terms limits those rights.

8. Your content and privacy choices

You keep ownership of your uploads. You permit us and the service providers used to run Bargain Bandit to process that content as needed to provide the features you request. Keep sensitive personal information out of photos and descriptions where it is not needed.

Agreeing to these terms does not subscribe you to getting-started marketing emails. You can choose those separately in email preferences. Read our privacy and cookie notice for those optional features.

9. Availability, changes and responsibility

We may maintain or update the service and restrict accounts where reasonably necessary to address misuse, fraud or security risks. We will explain material restrictions where lawful and practicable, and you can contact us to challenge a mistake.

We will give advance notice of material changes to subscription prices or terms before they affect a future renewal, so you can cancel first. Changes do not retrospectively alter completed purchases or remove statutory rights. If we discontinue a paid service, we will address unused paid entitlements in accordance with your legal rights.

We are responsible for loss caused by our breach of these terms where that loss was reasonably foreseeable. We do not exclude liability for fraud, death or personal injury caused by negligence, or anything else that cannot legally be excluded.

10. Resolving problems

Please contact us first so we can investigate and try to resolve a problem. Nothing in these terms prevents you from exercising mandatory consumer protections or bringing a claim in a court available to you under applicable law.

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